
Collateral Based Loans
We offer Collateral based loans with devices such as Computers, Mobile phones, tablets, TVs and Videos Game Consoles.
Interest : 1% per day
Requirements :
- NRC
- Collateral ( TVs, Video Games, Phones, Tablets, Computers )
- Lusaka Resident

M.O.U ( Salary Advance )
Salary Advance is a personal loan based on your salary. This service allows you to meet your immediate needs while we wait for your salary.
Requirements
- MOU with your employer

Motor Vehicle Loans
Use your car to get a loan from us while you stay in the drivers seat. Yes, You continue driving after using your car as collateral.
Interest rate at 20% a month
Requirements
- Comprehensive Insurance
- White Book
- Physical Inspection
1. Create an account
Create an Account, after submission it will take a few minutes for account verification.
2. Review your submission
Nkongolako will review your information within 1
hour and send you an email with a confirmation link that allows you to set a password to your new account.
3. Apply in account
From your account you can do the following:
Apply for a Loan.
View your loan transaction history.